Three friends shopping in the mall.

FCB Rewards

Earn points for purchases made with your FCB VISA® Check Card!

FCB Rewards

Totally free rewards when you make purchases with your FCB VISA® Check Card

Introducing FCB Rewards from First Community Bank of the Heartland – a valuable, FREE program that rewards you for your everyday spending. Enrollment is automatic, and now, every purchase with your FCB VISA® Check Card adds up to rewards points that can be redeemed for exciting gifts.


Here’s how it works:

  • Instead of a check, cash or credit card, use your FCB VISA® Check Card.
  • Earn points for everyday purchases like groceries, dining out, or filling your car with gas.
  • Redeem your points for great rewards at It only takes 100 points to get a FREE REWARD. Or, bank your points for bigger, better rewards in the future!


Start using your FCB VISA® Check Card for purchases today!

  • Accepted at millions of locations
  • Never hassle with cash or a checkbook
  • Avoid sharing personal information in paper form


Earn more FCB Rewards points! lets you shop major retailers and earn up to 50 times more reward points!*


Misplaced your card? No problem, just visit any branch and we’ll print you a new one.


Click Here to learn more and get started!


Member FDIC | Qualifying transactions must clear your account and post to your account no later than the end of the applicable calendar month to be counted. For example, if a purchase with your card occurs on the last day of the offer month but does not clear your account until the first day of the following calendar month, then that transaction will not be included in the calculation for the month in which you used your card. Rewards in program valued from 100 to 100,000 points. Rewards subject to change without notice and program may be terminated at any time. Points valid for 2 years from the first day of the month in which the Points were issued. Points awarded per checking account. See website for specific program terms. For ongoing card purchases, one point is awarded for every $100 spent with a signature or a PIN transaction. ATM transactions do not apply. Points awarded in relation to dollars spent subject to change without notice. *Reward Points vary by retailer. ©2023 Velocity Solutions, LLC. All rights reserved.