Old photo of FCB employees in bank

A History of Trust

A small town beginning.

At First Community Bank, our roots run deep. Starting in 1936 as First National Bank in Clinton, KY, we formed strong ties to this small town along with many of the neighboring communities. The sound relationships that were formed in those early developmental years continue to be an important part of our success.

In January 2003, we changed our name to First Community Bank of Western Kentucky to reflect our conversion to a state charter. Subsequently in November 2014, to better describe our expanded service area we became First Community Bank of the Heartland.

A vision for the future.

  • In 2005, we purchased property from Fancy Farm Local Development and began serving the community of Fancy Farm, KY.
  • In 2013, we purchased The Kevil Bank and opened our doors on Kentucky Avenue in Kevil, KY.
  • In 2014, we purchased the Ballard County (KY) offices of First Southern National Bank in Wickliffe, KY and Kevil, KY and opened a new office in LaCenter, KY.
  • In 2015, we opened our doors in the heart of Martin, TN as our first out-of-state banking center.
  • In 2017, we opened an Interim Banking Center in Dresden, TN while construction of our full service Dresden Banking Center was completed.  We moved into our permanent location in 2018.
  • In 2020, we opened two additional branches in Tennessee.  The first provided a convenient new downtown location in Martin, and the other was our first location in Dyersburg.
  • In 2022, we opened our doors in South Fulton, TN.  This being our fifth branch now in the state.

With the addition of these new Banking Centers and their staff, First Community Bank of The Heartland is truly reflective of who we are. We are a Community Bank at our very core working hard to deliver the best possible banking experience to the Heartland. Our name is genuinely representative of both our place in this great nation as well as the core strengths on which we do business.

If you are seeking a bank where service is a top priority, we invite you to meet with one of our bankers and become a part of the FCB® family.