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Personal

Loans

Auto or Recreational Vehicle Loans

Whether it’s your everyday transport or something maybe a little more fun, we have loan that will fit your budget.

  • Competitive rates
  • Security and convenience of a local, community bank loan
  • Easy and quick loan application process

Home Equity Line of Credit (HELOC)

If you have equity in your home, this could be the perfect tool to finance renovations, finance a big purchase, consolidate debt, or finance the start of a new business.

  • Competitive rates
  • Flexible use of proceeds
  • Easy online access to funds
  • 10 year term
  • Interest may be tax deductible1
  • Easy and quick loan application process.

Home Mortgage Loans

You’ll experience the best of both home loan worlds at First Community Bank. Our home loan specialists can help with a home loan financed directly through First Community Bank or we can also guide you through every step of long-term home financing with one of our secondary market partners. Our lending team can help with competitive fixed or variable rate home loans.

  • Conventional
  • First-Time Home Buyer
  • Rural Development
  • FHA
  • THDA
  • VA
 

Buying a home is one of the greatest investments you will make in your lifetime, partner with your friends at First Community Bank today and make that investment the best it can possibly be!


Personal Loans

Life happens and when it does, your friends at FCB are here to help!

  • Competitive interest rates
  • Terms available 30 days and longer
  • Financing available for loans $500 and greater
  • Easy and quick loan application process

CashPlease®

The Convenient Way to Manage Your Short-Term Cash Needs. When life throws you a curve ball and you need easy access to cash, CashPlease® can provide you with the cash you need — easily, quickly and much more affordably than other sources.

  • Save big on interest and fees!
  • Borrow up to $1,000 (subject to eligibility restrictions)
  • Cash in your account in 1-2 Business Days
  • Easy online access and management

Click hereto check and see if you are eligible for a loan now! 

*Only the primary account holder listed on a checking account may apply for a CashPlease loan. *Generic payday advance provider credit terms are sourced from a Community Financial Services Association of America (CFSAA) report entitled Payday Advance: A Cost Comparison of the Alternatives. Terms depicted assume (i) credit principal at a cost of $15 per $100, a 14 day loan term, and repayment by balloon payment upon maturity; (ii) six "rollovers" of an initial payday advance to sustain the $500 principal for 90 days; and (iii) each "rollover" requires a new $75 payday advance fee. Stated APR is taken directly from the CFSAA report and contemplates a single 14 day payday advance loan.

Equal Housing LenderAll loans subject to credit approval. 1Consult a professional tax advisor regarding exact tax benefits.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.