Merchant’s PACT Merchant Processing Program

FCB’s Merchant’s PACT program helps businesses save money, gain protection, and obtain control of their processing rates and fees.

We make it easy:

• No switch obligation – we can improve your pricing with your current processing company
• Competitive bid evaluations and negotiations.
• No new processing equipment or solution required – access to any type of POS solution (tablet POS, integrated POS, wireless terminal, terminal, mobile, ecommerce)
• Protection against price increases and billing errors – your monthly processing statements are audited to ensure there are no rate increases and check for billing errors
• Reimbursement negotiations with your processor, so you get money back for inaccurate fees.
• Service escalation – talk to real people when you need help.
• Customer notifications of necessary security and equipment updates.
• No effort or time on your part – we manage your processing relationship.

Often, we are able to negotiate lower fees with your current provider, so unlike traditional merchant service companies – you are not forced to switch providers. It’s easy and it’s FREE! Simply bring your monthly processing statements to us for a FREE analysis. If we are not competitive with your current provider – we will tell you!

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Special Promotion!

Let us see if we can beat your current rate! All we need is 3 months of statements. We will provide you with an obligation-free quote! And, for a limited time – we are offering $250 if we can’t match or beat your current card processing rate!*

*Subject to the following terms and conditions. Some restrictions and limitations may apply. Merchant must process a minimum of $6,500 in monthly credit card sales. Merchants running a surcharge, cash discount, or buyers choice program do not qualify for the promotion. Merchants who are based out of the United States or who have current pricing below standard card organization fees do not qualify. Merchant must provide two months of their most recent statements from their current card processor. Merchant processing cost comparison based on all merchant services processing charges shown on most recent processor merchant statement, excluding 3rd party fees and equipment costs. The $250 will come in the form of an ACH credit. Limit one credit per merchant, regardless of the number of business locations. Please allow 6 to 8 weeks for credit to apply. Promotion runs until June 30th, 2025.