Woman using FCB Business Platinum VISA to make a purchase

Business Platinum Visa®

Take advantage of a First Community Bank of the Heartland credit card and consolidate all of your financial needs with one service-oriented bank.

fcb business card


Business Platinum Visa®

We offer two great business credit card options with a variable APR for purchases, balance transfers, and cash advances based on the Wall Street Prime Rate: prime +12.00% for Platinum accounts and prime +10.00% for Platinum Cash Back accounts.

Which card is right for you?

  • Platinum: Give yourself the buying power of Platinum with a low interest rate and valuable card member benefits.
  • Platinum Cash Back: Earn a full 1% cash back on office supplies, travel, online purchases and everything else you buy up to the first $100,000 in annual spending tiers or minimums, $79 annual fee.

Manage Your Business Expenses

  • Track purchases on itemized statements
  • Improve cash flow with added buying power for your business
  • Get extra cards for your employees
  • Make business purchases around the world

Apply Online Now!



Access Your Account 24 Hours a Day

  • Oversee all of your account activity at a glance
  • Manage payment options and transactions
  • Update your profile information
  • Set account alerts to track payments and balances
  • Manage your account, anytime, anywhere


The Peace of Mind of Visa® Zero Liability

You only pay for purchases you have authorized on your card. Unauthorized purchases are NOT your responsibility.

The Visa Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must promptly call 1-866-598-1769 to report any unauthorized use.



A penalty APR of prime +20.00% may be applied to late payments. Payments are due at least 25 days after the close of each billing cycle. If you are charged interest, the charge will be no less than $2.00. A transaction fee of either $5 or 3%, whichever is greater, will be applied to balance transfers and cash advances. Foreign transactions will be charged 2% of the transaction in U.S. dollars. Up to a $25 fee may be applied to late and returned payments

Subject to credit and underwriting approval. Certain fees and restrictions may apply or other terms and conditions may apply.