Loan to Deposit Ratio (bank overall ratio) First Community Bank of the Heartland

Date	Current	MTD Avg.	QTD Avg.	YTD Avg.
Date March 31, 2022	Current 86.93	MTD Avg. 86.41	QTD Avg. 87.77	YTD Avg. 87.77
Date June 30, 2022	Current 85.71	MTD Avg. 85.21	QTD Avg. 86.25	YTD Avg. 86.99
Date Sept. 30, 2022	Current 91.60	MTD Avg. 91.32	QTD Avg. 88.09	YTD Avg. 87.37
Date Dec. 31, 2022	Current 91.65	MTD Avg. 91.42	QTD Avg. 89.65	YTD Avg. 87.98
Date March 31, 2023	Current 88.59	MTD Avg. 91.40	QTD Avg. 91.61	YTD Avg. 91.61
Date June 30, 2023	Current 90.82	MTD Avg. 92.94	QTD Avg. 91.19	YTD Avg. 91.40
Date Sept. 30, 2023	Current 93.60	MTD Avg. 94.04	QTD Avg. 93.29	YTD Avg. 92.05
Date Dec. 31, 2023	Current 96.50	MTD Avg. 94.65	QTD Avg. 93.27	YTD Avg. 92.36