Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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CRA Public File

CRA Public File

In accordance with the Community Reinvestment Act (CRA) Regulation (Regulation BB, 12 CFR 25), First Community Bank of the Heartland (FCB®) is required to maintain and, upon request, make available for public inspection a complete Community Reinvestment Act Public File. By providing the CRA Public File online, FCB® is better able to keep this data up to date. The information provided is current as of April 1 of each year. If you’re interested in viewing our CRA Public File, please click on the documents listed below.

 

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Public Comments

View written comments received from the public that specifically relate to the bank's performance in helping to meet community credit needs, and response to the comments by the bank.

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CRA FDIC Evaluation - Public Disclosure

Download a copy of FCB's most recent CRA FDIC Performance Evaluation.

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Assessment Area

A map of the FCB's assessment area showing its boundaries and identifying the various geographic areas within it.

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Branch Listings

Branch and Operations Center Locations as of April 1, 2025.

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Branch Openings, Closures & Moves

Information on branches current through April 1, 2025.

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FCB Services

Learn about FCB's products and services, and hours of operation.

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Loan to Deposit Ratios

Information comparing FCB's total loans to total deposits.

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Home Mortgage Disclosure Act (HMDA) Notice

HMDA data about FCB's residential mortgage lending is available for review.

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To request a printed copy of our CRA Public File, please visit any FCB Bank branch.