Instant Issue
VISA ® Check Cards

Open your new account and start swiping today.

VISA Check Card

First Community Bank is proud to bring innovative technology to the communities we serve.

  • No need to wait for your card in the mail! Whether you open a new account or need to replace a lost or damaged card, you will receive your new VISA ® Check Card before leaving your FCB Banking Center. You can also select a custom PIN number or change your PIN number at any FCB Banking Center. Now that’s convenient!
  • Partner your FCB VISA ® Check Card with our free Mobile Banking app and you can instantly turn your Check Card on and off as needed.
  • To find out more about our Instant Issue VISA ® Check Card, call or visit your nearest FCB Banking Center or call 800-653-4301.
To report a lost or stolen VISA ® Check Card, contact your nearest FCB Banking Center or call 844-202-5333.

Currency Conversion and International Transactions. When you use your VISA® Check Card at a merchant that settles in currency other than US dollars, the charge will be converted into the US dollar amount. The currency conversion rate used to determine the transaction amount in US dollars is either a rate selected by Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate Visa itself receives, or the date may differ from the rate in effect on the transaction date or posting date. Visa USA charges us a .8% International Service Assessment on all international transactions, regardless of whether of whether there is a currency conversion. If there is a currency conversion, the International Service Assessment is 1% of the transaction. In either case, we pass this international transaction fee on to you. An international transaction is a transaction where the country of the merchant is outside the US.

Mobile Banking

First Community Bank’s mobile banking gives you the ability to bank on the go.

Text Banking

First Community Bank’s text banking allows you to text commands to 662265 to receive balance and activity for your accounts. You can also set up text alerts within text banking.

Returns default account balance
Returns balance for all accounts
Returns balance for alias account
Returns activity for default account
Returns activity for alias account
Returns description for commands
Provides support phone number

To register for Text Banking contact your nearest FCB Banking Center.

*Standard/Other charges may apply

Mobile App

Complete, self-service banking from your smartphone is only a download away. Whether you need to pay a bill on vacation, deposit a check from the comfort of your couch, or check your balance, First Community Bank’s FREE mobile banking app lets you bank anytime, anywhere.

  • View account balances
  • View account transactions
  • Transfer funds between FCB accounts
  • Deposit a check with just a few clicks
  • Pay bills to your Online Banking Payees
  • Turn your FCB Visa ® debit card ON/OFF
  • Locate a FCB Banking Center or ATM
  • Contact Us

New & Enhanced Features:

  • Label your Accounts & your Check Cards (available within settings)
  • New Touch Login for Apple Users (available within settings>Login Settings)
  • Pay Bill with fewer clicks
  • Select the Order your Accounts Appear (available within settings)
  • View Check Images with Fewer Clicks
  • Pay FCB Loan Payments

To sign up (Personal accounts only):

  1. Download our Mobile App, available for iPhone and Android. Search for “FCB Heartland”. See a sample of our FCB Mobile icon below.
    App Icon
  2. After downloading our Mobile app, if you are already using our Online Banking service, simply click on “Accounts”, enter your Username and’s as easy as that.
  3. If you are not using our Online Banking service, click on “Accounts”, then choose “Change Password & New Users”, complete our requested information and you are all set to use FCB’s Mobile Banking service.

Download Our Mobile App

*Check with your wireless provider for any fees that may apply

Online Banking

FCB’s free Online Banking gives you instant access to view your account balances, transfer funds between FCB accounts, and verify which payments and deposits have cleared your account. You can also utilize free Online Bill Pay and free Online Statements through our Online Banking service.

To sign up for Online Banking (Personal accounts only):

  1. Click Here
  2. Complete the fields labeled: Name, Email, SSN and Account Numbers
  3. Click Submit

Once you have submitted your registration, our team will complete the setup of your Online Banking. You will receive an email from, which is our invitation for you to complete your login with a secure link to our Online Banking service.

In order to complete your Online Banking login, you will need a security code, which will be sent to you via email from one of our FCB team (the end of their email address will be along with a short list of instructions to help you complete your Online Banking login.

It is our goal to complete your Online Banking setup the same business day as your registration and no later than the business day following your registration.

Online Bill Pay

With FCB’s free Online BillPay, you can quickly and easily pay bills, review payment history and pending bill payments as well as receive electronic bills through the Internet.

To sign up:

  1. First, be an Online Banking user. You can easily start using our Online Banking service by taking the steps listed above.
  2. Log into your Online Banking access.
  3. Click the tab labeled “Support”
  4. Choose the form “Bill Pay Enrollment”
  5. Complete our requested information and click “Submit”
  6. The Bill Pay tab will typically be available the following business day
  7. The first time you access your Bill Pay tab, you are asked to complete some “New Subscriber” information.
  8. You will be asked to accept our Terms and Conditions and then asked to accept our Privacy Policy.

Once this is complete, you are ready to add your Payee vendors and pay bills.

Mobile Wallets

Your Phone is your wallet!

Use your FCB VISA Check Card with Mobile Wallets and experience the benefits. It’s the easy, fast, and safe way to pay.

  • Easy – you don’t have to carry your wallet anymore! You don’t need anything (except your phone) to make a purchase. It’s easy to set up, too.
  • Fast – it takes just a couple of seconds to pay! All you have to do is unlock your device and hold it near the designated part of the terminal for a few seconds.
  • Safe – Instead of using your VISA check card numbers, transactions are made using a token (called the “device account number”). Your actual credit card number is never shared with merchants or transmitted with the payment. This makes it almost impossible for fraudsters to steal your card information.

Now you can pay faster, carry less cash, and because mobile wallet is based on tokenization – it’s much safer than using a credit or debit card. You can even pay a friend through a simple text message.

Setting up your mobile wallet:

Apple Pay Logo

How to add a card to Apple Pay

  • On your iPhone, launch the Wallet app.
  • Tap the "+" symbol to add a new card.
  • Tap "Continue."
  • Take a picture of your card or enter your card details manually.
  • Tap on "Review the Terms and Conditions" and tap on "Agree."
  • Select method to verify your card.

Google Pay Logo

How to add a card to Google Pay

  • Launch the "Google Pay" app.
  • The app shows the cards already associated with that account.
  • Tap on the card you wish to add and follow the confirmation prompts.
  • To add a new card, tap the "+" symbol or "add a credit or debit card."
  • Follow the activation prompts on the screen.

Samsung Pay Logo

How to add a card to Samsung Pay

  • Launch the "Samsung Pay" app.
  • Tap "Add."
  • Tap "Add credit card or debit card."
  • Take a picture of your card or enter your card details manually.
  • Review the terms of service and tap "Agree to all."
  • Select an option to verify the card.

$PIN – Person to Person payments

Send money instantly, from anywhere!

Paying back friends and family is faster than ever using FCB’s SPIN – Person to Person payments. It’s a safe and secure way to send funds from your checking account to someone else.

Here are a few tips to help you get you started:

  • From your FCB® Online or Mobile Banking drop-down menu, select Move Money / New Transaction / and choose the account you wish to pay from.
  • Next you’ll select your recipient (to setup a new one - click “+ Add New Payee” at the bottom and follow the prompts).
  • Once recipient is selected – simply enter the amount, and how you want to notify them.


FCB’s free eStatement service sends you a monthly account statement directly to your email. eStatement users receive an email notification letting you know that your account statement is ready for viewing with a quick link to our eStatement site.

Sign up for FCB’s eStatements and experience:

  • Access to all FCB statements in one convenient, secure location
  • Search within your eStatements for specific check numbers or specific amounts
  • Beginning in 2016, your eStatement history will build and be accessible for 2 years

To sign up:

  1. First, be an Online Banking user. You can easily start using our Online Banking service by taking the steps listed above
  2. Log into your Online Banking access
  3. Click the tab labeled “Support”
  4. Choose the form “E-Statement Enrollment”
  5. Complete our requested information and click “Submit”

Once you have completed your eStatement request, your next account statement will be sent to you via email to the email address you provided.

RoundUp Savings

Partner your FCB Check Card with your Savings Account and Save with Every Swipe

RoundUp Savings is a Free Service. You can partner your FCB Check Card with any FCB Savings account. You can choose your savings, a Christmas Club, or a Money Market account to receive the RoundUp portion.

Every time you swipe your FCB Check Card, your purchase amount will be rounded up to the nearest dollar. The Rounded Up portion is then set aside to be transferred from your checking account to the savings account of your choice. If multiple transactions qualify in one business day, one RoundUp transfer is made to your savings account for all qualifying transactions that day.

To get your RoundUp Savings started, it’s easy:

And … you can open any new FCB Savings Account Online right now!

Reorder Printed Checks

At First Community Bank, it’s easy to reorder printed checks and you have options: